Peran gaya hidup dalam memoderasi pengaruh literasi keuangan dan pendapatan terhadap perilaku keuangan (studi pada generasi Z di kota Malang) / Reylia Negarawati</p> - Repositori Universitas Negeri Malang

Peran gaya hidup dalam memoderasi pengaruh literasi keuangan dan pendapatan terhadap perilaku keuangan (studi pada generasi Z di kota Malang) / Reylia Negarawati</p>

Negarawati, Reylia (2025) Peran gaya hidup dalam memoderasi pengaruh literasi keuangan dan pendapatan terhadap perilaku keuangan (studi pada generasi Z di kota Malang) / Reylia Negarawati</p>. Diploma thesis, Universitas Negeri Malang.

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Abstract

p This study aims to analyze the role of lifestyle as a mediator in the impact of financial literacy and income on the financial behavior of Generation Z in Malang.This study uses a quantitative approach with a sample of 127 respondents selected through a non-probability sampling technique known as purposive sampling.The research data were obtained through the distribution of an online questionnaire and analyzed using MRA (Moderated Regression Analysis) with SPSS 25 software.The research results show that (1) financial literacy does not affect financial behavior (2) income significantly and positively affects financial behavior (3) lifestyle strengthens the positive relationship between financial literacy and financial behavior (4) lifestyle weakens the positive relationship between income and financial behavior. /p

Item Type: Thesis (Diploma)
Divisions: Fakultas Ekonomi dan Bisnis (FEB) > Departemen Manajemen (MNJ) > S1 Manajemen
Depositing User: library UM
Date Deposited: 18 Jun 2025 04:29
Last Modified: 09 Sep 2025 03:00
URI: http://repository.um.ac.id/id/eprint/422836

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