Vanny, Athifal Mutiara (2025) The influence of financial literacy, friendship circle, financial attitudes on student financial behavior: a cross-study program study at Malang State University / Athifal Mutiara Vanny</p>. Diploma thesis, Universitas Negeri Malang.
Full text not available from this repository.Abstract
This study aims to examine the extent to which financial literacy attitudes toward finances and peer environment influence the financial behavior of students from various study programs at Malang State University. The research is motivated by the importance of understanding and managing finances from an early stage so that students are capable of making sound financial decisions. The approach used in this study is quantitative with an explanatory method. The sample consists of 91 students from the Faculty of Economics and 98 students from non-economic faculties selected through convenience sampling. Data were collected using questionnaires that had previously undergone validity and reliability testing. The data analysis technique applied was multiple linear regression. The findings reveal that all variables mdash financial literacy financial attitude and peer circle mdash have a positive and significant impact on students financial behavior. Students who have a good understanding of financial matters demonstrate positive attitudes toward financial management and are surrounded by a supportive social environment tend to exhibit wiser financial behavior. The results of this study are expected to provide considerations for educational institutions in designing strategies to improve financial literacy through the learning process as well as in fostering healthy and responsible financial attitudes and habits among students.
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting |
| Divisions: | Fakultas Ekonomi dan Bisnis (FEB) > Departemen Akuntansi (AKU) > S1 Pendidikan Akuntansi |
| Depositing User: | library UM |
| Date Deposited: | 29 Sep 2025 04:29 |
| Last Modified: | 09 Sep 2025 03:00 |
| URI: | http://repository.um.ac.id/id/eprint/437621 |
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