Budiarti, Veronica Sri (2014) Analisis pengaruh efisiensi operasi, kualitas aktiva, permodalan, dan likuiditas terhadap profitabilitas bank umum di Indonesia (studi pada bank umum yang listing di BEI periode 2011-2012) / Veronica Sri Budiarti. Diploma thesis, Universitas Negeri Malang.
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Budiarti Veronica S. 2013. The Effect Of Operating Efficiency Quality Assets Capital Liquidity on Profitability of Commercial Banks in Indonesia (Study on Commercial Bank Listed in Indonesia Stock Exchange Period 2011-2012). Sarjana s Thesis Department of Accounting Faculty of Economics State University of Malang. Advisors (1) Dr. Tuhardjo. S.E. M.Si. AK (2) Drs. Sumadi S.E. M.M Keyword Beban Operasi pada Pendapatan Operasi (BOPO) Net Interest Margin (NIM) Non Performing Loan (NPL) Capital Adequacy Ratio (CAR) Loan to Deposit Ratio and Return On Asset (ROA) 12288 12288 12288 12288 The bank conditions in Indonesia after the financial crisis pushed the parties involved to conductan assessment of the performance of the bank. Financial ratio analysis can help businesses governments and other users of financial statements in assessing the financial condition and the bank performance. Determination of financial performance can be influenced by Beban Operasi pada Pendapatan Operasi (BOPO) Net Interest Margin (NIM) Non Performing Loan (NPL) Capital Adequacy Ratio (CAR) Loan to Deposit Ratio (LDR) and Return On Asset (ROA). 12288 12288 12288 12288 This study aims to determine whether there is a significant relationship between Beban Operasi pada Pendapatan Operasi (BOPO) Net Interest Margin (NIM) Non Performing Loan (NPL) Capital Adequacy Ratio (CAR) Loan to Deposit Ratio (LDR) on Return On Asset (ROA) in companies listed on the Indonesia Stock Exchange period 2011-2012. The population in this study is all banks in Indonesia in 2011-2012 consisting of 120. Then the criteria used for companies listed on the Indonesia Stock Exchange in 201-2012 the sample company is company which presenting its financial statements in 2011 - 2012 based on criteria specified number of samples acquired 58 companies. The method of analysis used is multiple regression analysis. 12288 12288 12288 12288 The results showed that the variables BOPO NIM significant effect on ROA while the variable NPL CAR and LDR insignificant effect on ROA. It is clear that the banking system at the time had good profitability the quality of productive assets (NPL) are well preserved BOPO is quite high disbursement of funds in the form of loans not yet effective LDR has no significant effect on ROA. The commercial banks at that time did not make optimal use of the whole potential capital but because of the level of capital adequacy can be said to be high then the CAR insignificant effect on ROA.
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting |
| Divisions: | Fakultas Ekonomi dan Bisnis (FEB) > Departemen Akuntansi (AKU) > S1 Akuntansi |
| Depositing User: | Users 2 not found. |
| Date Deposited: | 24 Feb 2014 04:29 |
| Last Modified: | 09 Sep 2014 03:00 |
| URI: | http://repository.um.ac.id/id/eprint/36714 |
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