Uzlah, Daffa Byannata Uzlah (2023) Determinan profitabilitas bank: studi kasus pada bank digital di indonesia / Daffa Byannata Uzlah. Diploma thesis, Universitas Negeri Malang.
Full text not available from this repository.Abstract
The purpose of this study is to determine the factors that affect the profitability of digital banks with bank-specific approaches including capital adequacy ratio liquidity ratio efficiency ratio asset quality and bank size using the quarterly period 2021-2022. Samples that met the criteria were 8 digital banks using purposive sampling techniques registered with the Financial Services Authority (OJK) with a total of 64 observations as panel data. The analysis method used is Fixed Effect Model (FEM) panel data regression. From these results the Loan to Deposit Ratio (LDR) and Operational Efficiency Ratio (OER) have a significant effect on profitability. However Capital Adequacy Ratio (CAR) Net Interest Margin (NIM) Non-Performing Loan (NPL) and Bank Size do not have a significant effect on profitability.
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | ?? ?? |
| Divisions: | Fakultas Ekonomi dan Bisnis (FEB) > Departemen Manajemen (MNJ) > S1 Manajemen |
| Depositing User: | Users 2 not found. |
| Date Deposited: | 08 Aug 2023 04:29 |
| Last Modified: | 09 Sep 2023 03:00 |
| URI: | http://repository.um.ac.id/id/eprint/292542 |
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